Managing your finances

This website is a highly regarded independent guide offering a range of information and calculators to assist you in tracking your money, retirement planning, dealing with debt and investing, amongst other topics. Visit Get Sorted.

Unisaver is a registered superannuation scheme which is available to all permanent staff and to employees on fixed term employment agreements (which still have two or more years to run at the time the staff members applies to join).

We encourage you to seek advice directly from your superannuation provider on the impact of any potentially agreed changes to your employment arrangements as you approach retirement. There may be conditions or restrictions you need to consider. Relevant unions may also be able to provide information or advice.

KiwiSaver is a voluntary, work-based savings scheme to which the employer contributes.

It is never too late to join either of these schemes. For more information, search on "Superannuation" on the Staff Intranet.

Staff who belong to KiwiSaver almost certainly shares. Night classes for beginner investors are provided by the New Zealand Shareholders Association.

Some private providers run general investing or women's wealth seminars.

You can consult an accredited Financial Advisor for investment advice. There is a list list of Authorised Financial Advisers on the Financial Markets Authority website.

Your bank will also have investment advisors you can consult.

To determine if you are eligible for a pension from another country you should enquire and register your claim at least four months before you reach the qualifying pension age.

• Find out about claiming a UK pension from abroad at UK Pensions
• Find out about claiming an Australian pension from abroad at Australian Pensions 

Further information on retirement can be found on the Commission for Financial Capability website. This Commission's goal, previously known as the Retirement Commission, is building the financial capability of New Zealanders of all ages.

This Business School centre researches areas such as pension portability, decumulation for retirement savings and KiwiSaver. Visit RPRC.